With our financing options, you can furnish your dream home today — and pay over time.
No hidden fees. No surprises.
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Step 1. Choose How You Want to Finance
Select the finance option below that fits your purchase amount and click“Apply Now.”
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Step 2. Apply and Get Instant Approval
Complete a short online application with our finance partner. You’ll receive an instant approval decision — often within seconds — along with your available spending limit.
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Step 3. Return to Checkout and Complete Your Order
Once approved, go back to your cart, enter your new finance card number at checkout, and finalize your order. Your payments will be handled through your finance provider according to your plan.
Choose the Financing That Fits You
Snap
Snap
- No credits needed.
- Zero dollar down payment.
- Get approved in seconds.
- Pay in 100 days without any interest.
- Up to $5,000 approval.
Affirm
Affirm
- 3–36 month plans.
- Set up easy, automatic payments.
- Pay in 12 months with no interest.
- Ideal for larger purchases ($1,000+)
Progressive Leasing
Progressive Leasing
- Universal Disclosure
- No Credit Needed
- 90-Day Purchase Option
Koalafi
Koalafi
- Flexible Payment Options.
- Low Initial Payment.
- Approval Process That Takes Seconds.
- 90 Day -No Credit Needed-Early Purchase Option
Synchrony
Synchrony
- 0% APR for 60 Months — In-Store Mattress Purchases*
- 0% APR for 12 Months — Online Mattress Purchases*
- Equal payment promotions.
- Special 0% APR Promotions
- Fixed pay promotion
- Ideal for high-value purchases
*Offer ends December 1st.
Shop Pay
Shop Pay
- No hidden fees.
- No impact on your credit score.
- 4 interest-free payments or monthly plans.
- Ideal for small-to-medium purchases
